An SR-22 is a financial responsibility filing notifying the BMV that you're keeping minimum liability coverage in force. When you renew or get new tags at the BMV, there is a clause on the paperwork everyone signs indicating you have insurance.
At OSSA Insurance, we can help you obtain the necessary SR-22 form have it filed electronically with the Ohio Bureau of Motor Vehicles (Ohio BMV), or you can submit it in person if preferred.
You’ll need an SR-22 if you’ve been unable to demonstrate financial responsibility after a traffic violation or accident. This could be due to a lack of proof of insurance when required, or an inability to cover damages in the event of an accident.
Additionally, if your driver’s license has been suspended, you must submit an SR-22 to the Ohio BMV to reinstate it. We can assist in obtaining this form and filing it with the BMV on your behalf.
No, an SR-22 is not car insurance itself, but a filing that proves you have an active insurance policy that meets the state's minimum liability requirements.
At OSSA Insurance, we can assist in providing both the necessary insurance coverage and the SR-22 form. We’ll handle the filing process, or you can file it directly with the Ohio BMV.
The quickest way to get your license back is to first obtain an SR-22 quote from OSSA Insurance. You can provide your details via our website, and we’ll take care of the rest.
Keep in mind, you must be eligible for reinstatement or have some form of driving privileges. If your suspension is still active, you won’t be able to obtain an SR22 unless you have driving privileges.
Unsure of your suspension status? Contact the Ohio BMV to confirm when you're eligible for reinstatement.
The cost of an SR-22 varies based on factors such as your driving history. Drivers with multiple violations or DUI convictions will typically face higher premiums. We at OSSA Insurance work hard to find the most affordable insurance options and keep your monthly costs as low as possible.
While you can obtain standard car insurance, you still need the SR-22 form to meet the state’s requirements. You can add the SR-22 to your existing liability, full coverage, or FR bond policy.
At OSSA Insurance, we partner with insurers who can provide the SR-22 filing along with your regular coverage.
When you request a free quote, we compare rates across multiple companies to ensure you get the best deal.
We hope that these questions and answers have helped, and would be happy to help you regain your driving privileges through the services we offer. Check out our OSSA News post for more about SR-22s, and call us to get back on the road or if you have any additional questions.
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202 W Johnstown Rd
Gahanna, OH 43230
OSSA Insurance services all of Ohio, with a focus in Lancaster and surrounding areas: Reynoldsburg, Pataskala, Buckeye Lake, Zanesville, Baltimore, Circleville, Logan, New Lexington, Pickerington, Nelsonville, and Athens
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