How to Get an SR22 / SR-22 in Ohio and Your Driver's License Back

If you’ve been required to get an SR-22 in Ohio, you’re probably feeling overwhelmed and unsure of where to start. Whether it’s due to a DUI, a serious traffic violation, or a lapse in insurance coverage, Ohio mandates certain drivers to file an SR-22 with the Bureau of Motor Vehicles (BMV) before they can regain their driving privileges.

The good news is that OSSA Insurance makes this process straightforward by providing SR-22 quotes and filing your SR22 electronically with the Ohio BMV. In this blog post, we’ll walk you through the steps to get your SR-22 in Ohio, explain how to reinstate your driver’s license, and show you how OSSA Insurance can help every step of the way.

What is an SR-22?

An SR22 / SR-22 is a financial responsibility filing notifying the BMV that you're keeping minimum liability coverage in force. When you renew or get new tags at the BMV, there is a clause on the paperwork everyone signs indicating you have insurance.

The SR-22 form can be filed by your insurance company directly with the Ohio BMV, or OSSA can email you the form or you may pick it up at the office., and it helps ensure that you maintain active insurance coverage for a set period, usually 3 years.

Steps to Get an SR-22 and Reinstating Your Driver’s License in Ohio

Step 1: Get an SR-22 Quote from Ohio State Service Agency

Visit the OSSA Insurance website or call one of their representatives to get an SR-22 quote. OSSA works with drivers from all backgrounds, and they understand that the situation you’re in might be stressful. Their agents will provide you with a quote based on your driving history and help you choose the right coverage. Remember, you’ll need to meet Ohio's minimum liability insurance requirements in order to get your SR-22.

Step 2: Purchase the Required Insurance

Once you’ve received your quote and approved your coverage, you’ll need to purchase your policy. OSSA Insurance will initiate the SR-22 filing process for you, within 24-48 hours. If you need to physically take the SR-22 to the BMV, OSSA can email you the form or you may pick it up at the office. This fast, efficient process ensures there are no delays in getting your suspension lifted and your license reinstated.

Step 4: Submit Proof of Insurance and Pay the Reinstatement Fee

After OSSA Insurance files your SR-22, you will need to pay a reinstatement fee to the Ohio BMV. The fee varies depending on your violation history, but typically it’s around $450. This fee must be paid before your driver’s license can be reinstated.

Step 5: Wait for Your Suspension to Be Lifted

Once the SR-22 is filed and your reinstatement fee is paid, the Ohio BMV will process your paperwork. In most cases, you’ll be able to drive immediately, as long as your suspension is cleared and all requirements are met.

Step 6: Maintain Your SR-22 for the Required Period

Ohio law requires that you maintain your SR-22 insurance coverage for a set period, typically three years. If your coverage lapses or is canceled for any reason, you could face another suspension. OSSA Insurance will remind you when it’s time to renew your SR-22 policy, so you won’t have to worry about missing important deadlines.

Additional Tips for Getting Your License Back in Ohio

• Stay compliant: Always keep your SR-22 policy active. If your insurance lapses, even for a short period, the Ohio BMV will be notified, and your suspension could be reinstated.
  
  
• Check your driving record: Regularly check your driving record to ensure no mistakes have been made in the reinstatement process.
  
  
• Follow court orders: If your SR-22 requirement is linked to a court order, make sure you comply with all court-ordered requirements (such as attending traffic school or completing community service).
  
  

Conclusion

Getting your SR-22 in Ohio doesn’t have to be complicated. With OSSA Insurance, the entire process, from getting a quote to having your SR-22 filed electronically with the Ohio BMV, is quick and easy. Whether you’re dealing with a suspension due to a DUI or another serious violation, OSSA can help you regain your driving privileges and get you back on the road in no time.

By following these steps and maintaining your SR-22 for the required duration, you’ll be able to ensure your license stays valid and avoid further complications. So, take a deep breath, reach out to OSSA Insurance for a quote, and get started on the path to reinstating your driver’s license today!